Securitization is
the creation of asset backed securities.
These are debt securities that are backed by
a stream of cash flow. Typical debt
securities may include;
Residential &
Commercial Mortgages and Real Estate Leases
Consumer Assets such as Personal Loans,
Vehicle Hire Purchase and Credit Card
Receivables
Commercial Loans
Trade
Receivables
The act of Securitization
is the taking of the cash-flow or income
streams over the period of the obligation
and rolling it into a current lump-sum
value. It is effectively bringing future
income into today's value for today's use.
Due to this act of relying on future
income, most Securitizations are
underwritten or insured.
Assets to be
securitised are first sold (or transferred)
to a special purpose vehicle company (SPV)
in order to isolate them from any claim or
repayment obligation of the end borrower.
The SPV will then issue Bonds or other debt
instruments or obligations. The SPV then
uses the funds raised by issuing the debt
securities to pay to the ultimate borrower
for the assets.
The borrower has
raised money without risking assets other
than those held by the SPV and it has got a
lump sum in return. It has lost some assets
or cash flows in return for cash. The debt
is also kept off-balance sheet. This is
quite reasonable given the limited recourse.
Securitization can therefore be seen as a
way of selling off a stream of cash flows.
Securitization also has benefits for
investors. It widens their choice of
available investments. The asset backed
securities created by Securitization may
also be easier to analyse as investors need
only evaluate the cash flows from a small
pool of assets, instead of a whole complex
business. The assets most often securitised
are loans of one kind or another which are
usually (when pooled, not individually) a
low risk investment.
Securitization
is a valuable financial tool to any
organisation. It allows the principal to use
future income streams as today's assets. It
allows for cheap, non-recourse borrowings
off-balance sheet and become economically
viable for contracts over a minimum of $4m.
Securitization can also be effectively
employed in debt restructuring strategies.
Zien Investment Company PTE Ltd can structure bespoke solutions to
achieve the objective. Fast, efficiently and
economically. To find out how we can
help you raise money contact us in
confidence where our experienced partners
will be able to answer your questions and
offer you the right advice.
We take pride in our work and organization, act with integrity at all times, comply with company policies and standards, honour the confidentiality of clients and employees, and promote the positive image of the organization through all our actions.
We also ensure that the whole team is included in process and that no one is left out during the turnaround. The most crucial part is ensuring some degree of financial stability.
We also ensure that the whole team is included in process and that no one is left out during the turnaround. The most crucial part is ensuring some degree of financial stability.
We also ensure that the whole team is included in process and that no one is left out during the turnaround. The most crucial part is ensuring some degree of financial stability.
Futures and commodities investments offer investors with more complex investing needs a way to potentially profit from both the upward and downward movement of commodity and financial markets.
We also ensure that the whole team is included in process and that no one is left out during the turnaround. The most crucial part is ensuring some degree of financial stability.
We also ensure that the whole team is included in process and that no one is left out during the turnaround. The most crucial part is ensuring some degree of financial stability.
We also ensure that the whole team is included in process and that no one is left out during the turnaround. The most crucial part is ensuring some degree of financial stability.
Lorem ipsum dolor sit amet, tale porro no mei, nam ut assum aliquip fastidii. At sea utamur saperet, et quo tempor feugiat molestie. Cum modus tritani ut, quod nostrum ad eum, ad his putent latine. Et iudicabit theophrastus signiferumque vis. Ne stet pericula vituperata sit.
Ex mel illum inani nemore, adolescens efficiendi te pri. Et nec natum inciderint, eos ex gubergren sententiae efficiendi, saepe singulis iudicabit eu qui. Vel aliquip nominati laboramus an. Nemore tincidunt ea mel, eos cu alii insolens signiferumque. Te nec dolor clita partem, mea ne iuvaret aliquid.
Futures and commodities investments offer investors with more complex investing needs a way to potentially profit from both the upward and downward movement of commodity and financial markets.
We also ensure that the whole team is included in process and that no one is left out during the turnaround. The most crucial part is ensuring some degree of financial stability.
We also ensure that the whole team is included in process and that no one is left out during the turnaround. The most crucial part is ensuring some degree of financial stability.
We also ensure that the whole team is included in process and that no one is left out during the turnaround. The most crucial part is ensuring some degree of financial stability.
Lorem ipsum dolor sit amet, tale porro no mei, nam ut assum aliquip fastidii. At sea utamur saperet, et quo tempor feugiat molestie. Cum modus tritani ut, quod nostrum ad eum, ad his putent latine. Et iudicabit theophrastus signiferumque vis. Ne stet pericula vituperata sit.
Ex mel illum inani nemore, adolescens efficiendi te pri. Et nec natum inciderint, eos ex gubergren sententiae efficiendi, saepe singulis iudicabit eu qui. Vel aliquip nominati laboramus an. Nemore tincidunt ea mel, eos cu alii insolens signiferumque. Te nec dolor clita partem, mea ne iuvaret aliquid.
Futures and commodities investments offer investors with more complex investing needs a way to potentially profit from both the upward and downward movement of commodity and financial markets.
We also ensure that the whole team is included in process and that no one is left out during the turnaround. The most crucial part is ensuring some degree of financial stability.
We also ensure that the whole team is included in process and that no one is left out during the turnaround. The most crucial part is ensuring some degree of financial stability.
We also ensure that the whole team is included in process and that no one is left out during the turnaround. The most crucial part is ensuring some degree of financial stability.
Lorem ipsum dolor sit amet, tale porro no mei, nam ut assum aliquip fastidii. At sea utamur saperet, et quo tempor feugiat molestie. Cum modus tritani ut, quod nostrum ad eum, ad his putent latine. Et iudicabit theophrastus signiferumque vis. Ne stet pericula vituperata sit.
Ex mel illum inani nemore, adolescens efficiendi te pri. Et nec natum inciderint, eos ex gubergren sententiae efficiendi, saepe singulis iudicabit eu qui. Vel aliquip nominati laboramus an. Nemore tincidunt ea mel, eos cu alii insolens signiferumque. Te nec dolor clita partem, mea ne iuvaret aliquid.
Futures and commodities investments offer investors with more complex investing needs a way to potentially profit from both the upward and downward movement of commodity and financial markets.
We also ensure that the whole team is included in process and that no one is left out during the turnaround. The most crucial part is ensuring some degree of financial stability.
We also ensure that the whole team is included in process and that no one is left out during the turnaround. The most crucial part is ensuring some degree of financial stability.
We also ensure that the whole team is included in process and that no one is left out during the turnaround. The most crucial part is ensuring some degree of financial stability.